tag:blogger.com,1999:blog-70313270006535117762011-04-21T18:24:59.332-07:00As a FULL-TIME PROFESSIONAL, I bring the REAL ESTATE experience of over 150 transactions. My commitment to my clients is the BEST of TRADITIONAL CUSTOMER SERVICE with the LATEST USES OF TECHNOLOGY. I offer them with WARMTH, PATIENCE, DEDICATION and a SMILE! I look forward to hearing from you and perhaps one day working with you as a client!BARBARA MADARAShttp://www.blogger.com/profile/11240061213462681228noreply@blogger.comBlogger51100tag:blogger.com,1999:blog-7031327000653511776.post-44860767756824054052007-08-29T08:00:00.000-07:002007-08-29T08:01:59.059-07:00Don't know where everyone's going but the number of homes on the market is up yet again! We hit 7200 last week and thank goodness that - once again - appears to be the peak. But this time, I'm not making any predictions!<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/7031327000653511776-4486076775682405405?l=albqrealestate4u.blogspot.com' alt='' /></div>BARBARA MADARAShttp://www.blogger.com/profile/11240061213462681228noreply@blogger.com0tag:blogger.com,1999:blog-7031327000653511776.post-65502600149608269622007-08-11T08:07:00.000-07:002007-08-11T08:13:45.064-07:00What most people don't realize is that mortage companies to not have their own funds to loan to you as a mortgage. They have a "stable" of investors - private individuals, insurance companies, investment companies, etc. The "mortgage company" (more accurately, the mortgage broker) grants a mortgage and then has to go looking for someone to pay for it. More likely, they've already sought out that investor and the "terms and conditions" for qualifications are dictated by that investor NOT by your mortgage broker.<br /><br />Mortgage investors are running scared right now and backing out on loans already promised and renegotiating as they can (legally) loans already in place.<br /><br />That is why is it now so difficult to get a mortage loan.<br /><br />We recently had a transaction delayed four days while the Buyer fought with their mortgage lender about being able to provide proof of the assets in their 401K. The 401K would not provide "hard copy" other than the quarterly statement they provide to every participant but the mortgage investor would not accept anything other than "hard copy", not even a print of the computer screen for the account!<br /><br />With one or two MAJOR players declaring bankruptcy and with even foreign banks closing because of overinvestment in US mortgages, investors are even more scared<br /><br />In the process of buying a home? Check your loan! What might have been there promised to you a week ago, may have disappeared! Literally!<br /><br />Mortgage loans through banks such as B of A or Wells Fargo are secured with their banking assets and are not, at this point, at risk.<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/7031327000653511776-6550260014960826962?l=albqrealestate4u.blogspot.com' alt='' /></div>BARBARA MADARAShttp://www.blogger.com/profile/11240061213462681228noreply@blogger.com1tag:blogger.com,1999:blog-7031327000653511776.post-84483193239205163602007-08-02T10:58:00.000-07:002007-08-02T11:02:01.335-07:00Curious about how many houses have sold recently? Curious about what the average price of a home is these days versus last year?<br /><br />Go to <a href="http://analbuquerquehomeforyou.com/PDF/Housing%20Stats%20Greater%20Albq%200705.pdf">Albq Metro Housing Statistics </a>and see!<br /><br />Need to isolate Rio Rancho only..... Those statistics can be found at <a href="http://rioranchohomesforyou.com/PDF/Housing-Statistics.pdf">RR Housing Statistics</a>.<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/7031327000653511776-8448319323920516360?l=albqrealestate4u.blogspot.com' alt='' /></div>BARBARA MADARAShttp://www.blogger.com/profile/11240061213462681228noreply@blogger.com0tag:blogger.com,1999:blog-7031327000653511776.post-83269047911117863002007-08-01T08:12:00.000-07:002007-08-01T08:13:46.442-07:00YEAH! For all those out there desperately trying to sell their house and be unique among the 6900 on the market - for the first time in almost 4 months, the number of homes on the market has GONE DOWN!<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/7031327000653511776-8326904791111786300?l=albqrealestate4u.blogspot.com' alt='' /></div>BARBARA MADARAShttp://www.blogger.com/profile/11240061213462681228noreply@blogger.com0tag:blogger.com,1999:blog-7031327000653511776.post-3468747543890880922007-07-31T17:34:00.000-07:002007-07-31T17:38:39.215-07:00I've recently been befriended in the office by two handsome twenty-somethings who are introducing me to all kinds of new techological toys!<br /><br />Welcome to my BLOG! <br /><br />I hope that you will find my comments on the Albuquerque Real Estate market helpful and from time to time, my comments from my personal side helpful in learning a bit more about me as a person.....<br /><br />All the better to know why to choose me as YOUR Real Estate Professional!<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/7031327000653511776-346874754389088092?l=albqrealestate4u.blogspot.com' alt='' /></div>BARBARA MADARAShttp://www.blogger.com/profile/11240061213462681228noreply@blogger.com0